LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,184
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,843
−HK$670/mo
Today · 4.125%
HK$22,513
baseline
▲ 0.50% · 4.625%
HK$23,882
+HK$1,369/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,026/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,567
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,199
−HK$641/mo
Today · 4.125%
HK$24,840
baseline
▲ 0.50% · 4.625%
HK$26,150
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,680/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,421
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$803/mo
Today · 4.125%
HK$27,015
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,030/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,039
−HK$769/mo
Today · 4.125%
HK$29,808
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,616/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$938/mo
Today · 4.125%
HK$31,518
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,036/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,879
−HK$898/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,610
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,131
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,205/mo
Today · 4.125%
HK$40,523
baseline
▲ 0.50% · 4.625%
HK$42,988
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,046/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,421
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,559
−HK$1,154/mo
Today · 4.125%
HK$44,713
baseline
▲ 0.50% · 4.625%
HK$47,070
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,426/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,025 · Scale 2, in force from 26 Feb 2026)