LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,189
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$669/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,888
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,205
−HK$642/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,309/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$804/mo
Today · 4.125%
HK$27,022
baseline
▲ 0.50% · 4.625%
HK$28,666
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,044/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,288
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$770/mo
Today · 4.125%
HK$29,816
baseline
▲ 0.50% · 4.625%
HK$31,388
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,632/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$938/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,002
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,887
−HK$898/mo
Today · 4.125%
HK$34,785
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,570/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,141
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,327
−HK$1,206/mo
Today · 4.125%
HK$40,533
baseline
▲ 0.50% · 4.625%
HK$42,999
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,066/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,432
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,569
−HK$1,155/mo
Today · 4.125%
HK$44,724
baseline
▲ 0.50% · 4.625%
HK$47,081
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,448/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,258 · Scale 2, in force from 26 Feb 2026)