LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,191
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,851
−HK$669/mo
Today · 4.125%
HK$22,520
baseline
▲ 0.50% · 4.625%
HK$23,891
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,040/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,575
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$641/mo
Today · 4.125%
HK$24,849
baseline
▲ 0.50% · 4.625%
HK$26,159
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,698/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,430
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,221
−HK$803/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,049
−HK$770/mo
Today · 4.125%
HK$29,819
baseline
▲ 0.50% · 4.625%
HK$31,391
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,638/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$937/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,447
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$898/mo
Today · 4.125%
HK$34,789
baseline
▲ 0.50% · 4.625%
HK$36,622
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,578/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,145
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,206/mo
Today · 4.125%
HK$40,537
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,074/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,435
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,574
−HK$1,154/mo
Today · 4.125%
HK$44,728
baseline
▲ 0.50% · 4.625%
HK$47,086
+HK$2,358/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,456/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,345 · Scale 2, in force from 26 Feb 2026)