LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,925
−HK$13,290/mo
▼ 0.25% · 3.875%
HK$218,517
−HK$6,698/mo
Today · 4.125%
HK$225,215
baseline
▲ 0.50% · 4.625%
HK$238,919
+HK$13,704/mo
Deposit HK$46.47M · loan HK$46.47M · min. income ≈ HK$450,430/mo (50% DSR)
Upfront cash ≈ HK$50.42M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,765
−HK$12,737/mo
▼ 0.25% · 3.875%
HK$242,088
−HK$6,414/mo
Today · 4.125%
HK$248,502
baseline
▲ 0.50% · 4.625%
HK$261,601
+HK$13,099/mo
Deposit HK$46.47M · loan HK$46.47M · min. income ≈ HK$497,004/mo (50% DSR)
Upfront cash ≈ HK$50.42M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,310
−HK$15,948/mo
▼ 0.25% · 3.875%
HK$262,221
−HK$8,037/mo
Today · 4.125%
HK$270,258
baseline
▲ 0.50% · 4.625%
HK$286,702
+HK$16,444/mo
Deposit HK$37.18M · loan HK$55.76M · min. income ≈ HK$540,516/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,918
−HK$15,285/mo
▼ 0.25% · 3.875%
HK$290,505
−HK$7,698/mo
Today · 4.125%
HK$298,203
baseline
▲ 0.50% · 4.625%
HK$313,921
+HK$15,718/mo
Deposit HK$37.18M · loan HK$55.76M · min. income ≈ HK$596,406/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,695
−HK$18,606/mo
▼ 0.25% · 3.875%
HK$305,924
−HK$9,377/mo
Today · 4.125%
HK$315,301
baseline
▲ 0.50% · 4.625%
HK$334,486
+HK$19,185/mo
Deposit HK$27.88M · loan HK$65.06M · min. income ≈ HK$630,602/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,071
−HK$17,832/mo
▼ 0.25% · 3.875%
HK$338,923
−HK$8,980/mo
Today · 4.125%
HK$347,903
baseline
▲ 0.50% · 4.625%
HK$366,242
+HK$18,339/mo
Deposit HK$27.88M · loan HK$65.06M · min. income ≈ HK$695,806/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,465
−HK$23,922/mo
▼ 0.25% · 3.875%
HK$393,331
−HK$12,056/mo
Today · 4.125%
HK$405,387
baseline
▲ 0.50% · 4.625%
HK$430,053
+HK$24,666/mo
Deposit HK$9.29M · loan HK$83.65M · min. income ≈ HK$810,774/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,376
−HK$22,928/mo
▼ 0.25% · 3.875%
HK$435,758
−HK$11,546/mo
Today · 4.125%
HK$447,304
baseline
▲ 0.50% · 4.625%
HK$470,882
+HK$23,578/mo
Deposit HK$9.29M · loan HK$83.65M · min. income ≈ HK$894,608/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$3,949,917 · Scale 2, in force from 26 Feb 2026)