LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,962
−HK$13,292/mo
▼ 0.25% · 3.875%
HK$218,555
−HK$6,699/mo
Today · 4.125%
HK$225,254
baseline
▲ 0.50% · 4.625%
HK$238,960
+HK$13,706/mo
Deposit HK$46.48M · loan HK$46.48M · min. income ≈ HK$450,508/mo (50% DSR)
Upfront cash ≈ HK$50.43M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,806
−HK$12,739/mo
▼ 0.25% · 3.875%
HK$242,130
−HK$6,415/mo
Today · 4.125%
HK$248,545
baseline
▲ 0.50% · 4.625%
HK$261,647
+HK$13,102/mo
Deposit HK$46.48M · loan HK$46.48M · min. income ≈ HK$497,090/mo (50% DSR)
Upfront cash ≈ HK$50.43M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,354
−HK$15,951/mo
▼ 0.25% · 3.875%
HK$262,266
−HK$8,039/mo
Today · 4.125%
HK$270,305
baseline
▲ 0.50% · 4.625%
HK$286,752
+HK$16,447/mo
Deposit HK$37.18M · loan HK$55.77M · min. income ≈ HK$540,610/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,967
−HK$15,288/mo
▼ 0.25% · 3.875%
HK$290,556
−HK$7,699/mo
Today · 4.125%
HK$298,255
baseline
▲ 0.50% · 4.625%
HK$313,976
+HK$15,721/mo
Deposit HK$37.18M · loan HK$55.77M · min. income ≈ HK$596,510/mo (50% DSR)
Upfront cash ≈ HK$41.13M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,747
−HK$18,608/mo
▼ 0.25% · 3.875%
HK$305,977
−HK$9,378/mo
Today · 4.125%
HK$315,355
baseline
▲ 0.50% · 4.625%
HK$334,544
+HK$19,189/mo
Deposit HK$27.89M · loan HK$65.07M · min. income ≈ HK$630,710/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,128
−HK$17,836/mo
▼ 0.25% · 3.875%
HK$338,982
−HK$8,982/mo
Today · 4.125%
HK$347,964
baseline
▲ 0.50% · 4.625%
HK$366,305
+HK$18,341/mo
Deposit HK$27.89M · loan HK$65.07M · min. income ≈ HK$695,928/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,532
−HK$23,925/mo
▼ 0.25% · 3.875%
HK$393,399
−HK$12,058/mo
Today · 4.125%
HK$405,457
baseline
▲ 0.50% · 4.625%
HK$430,128
+HK$24,671/mo
Deposit HK$9.30M · loan HK$83.66M · min. income ≈ HK$810,914/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,450
−HK$22,932/mo
▼ 0.25% · 3.875%
HK$435,834
−HK$11,548/mo
Today · 4.125%
HK$447,382
baseline
▲ 0.50% · 4.625%
HK$470,964
+HK$23,582/mo
Deposit HK$9.30M · loan HK$83.66M · min. income ≈ HK$894,764/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$3,950,602 · Scale 2, in force from 26 Feb 2026)