LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,004
−HK$13,295/mo
▼ 0.25% · 3.875%
HK$218,599
−HK$6,700/mo
Today · 4.125%
HK$225,299
baseline
▲ 0.50% · 4.625%
HK$239,008
+HK$13,709/mo
Deposit HK$46.49M · loan HK$46.49M · min. income ≈ HK$450,598/mo (50% DSR)
Upfront cash ≈ HK$50.44M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,853
−HK$12,742/mo
▼ 0.25% · 3.875%
HK$242,178
−HK$6,417/mo
Today · 4.125%
HK$248,595
baseline
▲ 0.50% · 4.625%
HK$261,699
+HK$13,104/mo
Deposit HK$46.49M · loan HK$46.49M · min. income ≈ HK$497,190/mo (50% DSR)
Upfront cash ≈ HK$50.44M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,405
−HK$15,954/mo
▼ 0.25% · 3.875%
HK$262,319
−HK$8,040/mo
Today · 4.125%
HK$270,359
baseline
▲ 0.50% · 4.625%
HK$286,809
+HK$16,450/mo
Deposit HK$37.19M · loan HK$55.78M · min. income ≈ HK$540,718/mo (50% DSR)
Upfront cash ≈ HK$41.14M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,023
−HK$15,291/mo
▼ 0.25% · 3.875%
HK$290,614
−HK$7,700/mo
Today · 4.125%
HK$298,314
baseline
▲ 0.50% · 4.625%
HK$314,039
+HK$15,725/mo
Deposit HK$37.19M · loan HK$55.78M · min. income ≈ HK$596,628/mo (50% DSR)
Upfront cash ≈ HK$41.14M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,806
−HK$18,612/mo
▼ 0.25% · 3.875%
HK$306,038
−HK$9,380/mo
Today · 4.125%
HK$315,418
baseline
▲ 0.50% · 4.625%
HK$334,611
+HK$19,193/mo
Deposit HK$27.89M · loan HK$65.08M · min. income ≈ HK$630,836/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,194
−HK$17,839/mo
▼ 0.25% · 3.875%
HK$339,049
−HK$8,984/mo
Today · 4.125%
HK$348,033
baseline
▲ 0.50% · 4.625%
HK$366,378
+HK$18,345/mo
Deposit HK$27.89M · loan HK$65.08M · min. income ≈ HK$696,066/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,608
−HK$23,930/mo
▼ 0.25% · 3.875%
HK$393,478
−HK$12,060/mo
Today · 4.125%
HK$405,538
baseline
▲ 0.50% · 4.625%
HK$430,214
+HK$24,676/mo
Deposit HK$9.30M · loan HK$83.68M · min. income ≈ HK$811,076/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,535
−HK$22,936/mo
▼ 0.25% · 3.875%
HK$435,921
−HK$11,550/mo
Today · 4.125%
HK$447,471
baseline
▲ 0.50% · 4.625%
HK$471,058
+HK$23,587/mo
Deposit HK$9.30M · loan HK$83.68M · min. income ≈ HK$894,942/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$3,951,391 · Scale 2, in force from 26 Feb 2026)