LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,211
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$671/mo
Today · 4.125%
HK$22,542
baseline
▲ 0.50% · 4.625%
HK$23,913
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,084/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,230
−HK$642/mo
Today · 4.125%
HK$24,872
baseline
▲ 0.50% · 4.625%
HK$26,183
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,744/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,454
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$805/mo
Today · 4.125%
HK$27,050
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,100/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,076
−HK$771/mo
Today · 4.125%
HK$29,847
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,694/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$938/mo
Today · 4.125%
HK$31,558
baseline
▲ 0.50% · 4.625%
HK$33,478
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,116/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,037
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,923
−HK$898/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,657
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,181
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,207/mo
Today · 4.125%
HK$40,575
baseline
▲ 0.50% · 4.625%
HK$43,044
+HK$2,469/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,150/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,476
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,615
−HK$1,155/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,223 · Scale 2, in force from 26 Feb 2026)