LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,189
−HK$13,306/mo
▼ 0.25% · 3.875%
HK$218,789
−HK$6,706/mo
Today · 4.125%
HK$225,495
baseline
▲ 0.50% · 4.625%
HK$239,215
+HK$13,720/mo
Deposit HK$46.53M · loan HK$46.53M · min. income ≈ HK$450,990/mo (50% DSR)
Upfront cash ≈ HK$50.48M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,058
−HK$12,753/mo
▼ 0.25% · 3.875%
HK$242,389
−HK$6,422/mo
Today · 4.125%
HK$248,811
baseline
▲ 0.50% · 4.625%
HK$261,926
+HK$13,115/mo
Deposit HK$46.53M · loan HK$46.53M · min. income ≈ HK$497,622/mo (50% DSR)
Upfront cash ≈ HK$50.48M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,626
−HK$15,968/mo
▼ 0.25% · 3.875%
HK$262,547
−HK$8,047/mo
Today · 4.125%
HK$270,594
baseline
▲ 0.50% · 4.625%
HK$287,059
+HK$16,465/mo
Deposit HK$37.22M · loan HK$55.83M · min. income ≈ HK$541,188/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,269
−HK$15,304/mo
▼ 0.25% · 3.875%
HK$290,866
−HK$7,707/mo
Today · 4.125%
HK$298,573
baseline
▲ 0.50% · 4.625%
HK$314,312
+HK$15,739/mo
Deposit HK$37.22M · loan HK$55.83M · min. income ≈ HK$597,146/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,064
−HK$18,629/mo
▼ 0.25% · 3.875%
HK$306,304
−HK$9,389/mo
Today · 4.125%
HK$315,693
baseline
▲ 0.50% · 4.625%
HK$334,902
+HK$19,209/mo
Deposit HK$27.92M · loan HK$65.14M · min. income ≈ HK$631,386/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,481
−HK$17,855/mo
▼ 0.25% · 3.875%
HK$339,344
−HK$8,992/mo
Today · 4.125%
HK$348,336
baseline
▲ 0.50% · 4.625%
HK$366,697
+HK$18,361/mo
Deposit HK$27.92M · loan HK$65.14M · min. income ≈ HK$696,672/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,939
−HK$23,951/mo
▼ 0.25% · 3.875%
HK$393,820
−HK$12,070/mo
Today · 4.125%
HK$405,890
baseline
▲ 0.50% · 4.625%
HK$430,588
+HK$24,698/mo
Deposit HK$9.31M · loan HK$83.75M · min. income ≈ HK$811,780/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,904
−HK$22,956/mo
▼ 0.25% · 3.875%
HK$436,299
−HK$11,561/mo
Today · 4.125%
HK$447,860
baseline
▲ 0.50% · 4.625%
HK$471,467
+HK$23,607/mo
Deposit HK$9.31M · loan HK$83.75M · min. income ≈ HK$895,720/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,954,825 · Scale 2, in force from 26 Feb 2026)