LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,222
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,883
−HK$670/mo
Today · 4.125%
HK$22,553
baseline
▲ 0.50% · 4.625%
HK$23,926
+HK$1,373/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,106/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,610
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,243
−HK$642/mo
Today · 4.125%
HK$24,885
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,312/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,770/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,467
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$805/mo
Today · 4.125%
HK$27,064
baseline
▲ 0.50% · 4.625%
HK$28,711
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,128/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,332
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,092
−HK$770/mo
Today · 4.125%
HK$29,862
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,724/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$939/mo
Today · 4.125%
HK$31,575
baseline
▲ 0.50% · 4.625%
HK$33,496
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,150/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,054
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$899/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,676
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,200
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,389
−HK$1,207/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$43,066
+HK$2,470/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,498
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,637
−HK$1,157/mo
Today · 4.125%
HK$44,794
baseline
▲ 0.50% · 4.625%
HK$47,155
+HK$2,361/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,588/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,704 · Scale 2, in force from 26 Feb 2026)