LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,225
−HK$13,308/mo
▼ 0.25% · 3.875%
HK$218,826
−HK$6,707/mo
Today · 4.125%
HK$225,533
baseline
▲ 0.50% · 4.625%
HK$239,257
+HK$13,724/mo
Deposit HK$46.54M · loan HK$46.54M · min. income ≈ HK$451,066/mo (50% DSR)
Upfront cash ≈ HK$50.49M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,098
−HK$12,756/mo
▼ 0.25% · 3.875%
HK$242,430
−HK$6,424/mo
Today · 4.125%
HK$248,854
baseline
▲ 0.50% · 4.625%
HK$261,971
+HK$13,117/mo
Deposit HK$46.54M · loan HK$46.54M · min. income ≈ HK$497,708/mo (50% DSR)
Upfront cash ≈ HK$50.49M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,670
−HK$15,970/mo
▼ 0.25% · 3.875%
HK$262,592
−HK$8,048/mo
Today · 4.125%
HK$270,640
baseline
▲ 0.50% · 4.625%
HK$287,108
+HK$16,468/mo
Deposit HK$37.23M · loan HK$55.84M · min. income ≈ HK$541,280/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,318
−HK$15,307/mo
▼ 0.25% · 3.875%
HK$290,916
−HK$7,709/mo
Today · 4.125%
HK$298,625
baseline
▲ 0.50% · 4.625%
HK$314,366
+HK$15,741/mo
Deposit HK$37.23M · loan HK$55.84M · min. income ≈ HK$597,250/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,115
−HK$18,632/mo
▼ 0.25% · 3.875%
HK$306,357
−HK$9,390/mo
Today · 4.125%
HK$315,747
baseline
▲ 0.50% · 4.625%
HK$334,959
+HK$19,212/mo
Deposit HK$27.92M · loan HK$65.15M · min. income ≈ HK$631,494/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,538
−HK$17,857/mo
▼ 0.25% · 3.875%
HK$339,402
−HK$8,993/mo
Today · 4.125%
HK$348,395
baseline
▲ 0.50% · 4.625%
HK$366,760
+HK$18,365/mo
Deposit HK$27.92M · loan HK$65.15M · min. income ≈ HK$696,790/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,005
−HK$23,955/mo
▼ 0.25% · 3.875%
HK$393,888
−HK$12,072/mo
Today · 4.125%
HK$405,960
baseline
▲ 0.50% · 4.625%
HK$430,662
+HK$24,702/mo
Deposit HK$9.31M · loan HK$83.76M · min. income ≈ HK$811,920/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,977
−HK$22,960/mo
▼ 0.25% · 3.875%
HK$436,374
−HK$11,563/mo
Today · 4.125%
HK$447,937
baseline
▲ 0.50% · 4.625%
HK$471,548
+HK$23,611/mo
Deposit HK$9.31M · loan HK$83.76M · min. income ≈ HK$895,874/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,955,505 · Scale 2, in force from 26 Feb 2026)