LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,253
−HK$13,311/mo
▼ 0.25% · 3.875%
HK$218,856
−HK$6,708/mo
Today · 4.125%
HK$225,564
baseline
▲ 0.50% · 4.625%
HK$239,289
+HK$13,725/mo
Deposit HK$46.54M · loan HK$46.54M · min. income ≈ HK$451,128/mo (50% DSR)
Upfront cash ≈ HK$50.50M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,130
−HK$12,757/mo
▼ 0.25% · 3.875%
HK$242,463
−HK$6,424/mo
Today · 4.125%
HK$248,887
baseline
▲ 0.50% · 4.625%
HK$262,006
+HK$13,119/mo
Deposit HK$46.54M · loan HK$46.54M · min. income ≈ HK$497,774/mo (50% DSR)
Upfront cash ≈ HK$50.50M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,704
−HK$15,972/mo
▼ 0.25% · 3.875%
HK$262,627
−HK$8,049/mo
Today · 4.125%
HK$270,676
baseline
▲ 0.50% · 4.625%
HK$287,146
+HK$16,470/mo
Deposit HK$37.23M · loan HK$55.85M · min. income ≈ HK$541,352/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,356
−HK$15,309/mo
▼ 0.25% · 3.875%
HK$290,955
−HK$7,710/mo
Today · 4.125%
HK$298,665
baseline
▲ 0.50% · 4.625%
HK$314,408
+HK$15,743/mo
Deposit HK$37.23M · loan HK$55.85M · min. income ≈ HK$597,330/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,155
−HK$18,634/mo
▼ 0.25% · 3.875%
HK$306,398
−HK$9,391/mo
Today · 4.125%
HK$315,789
baseline
▲ 0.50% · 4.625%
HK$335,004
+HK$19,215/mo
Deposit HK$27.92M · loan HK$65.16M · min. income ≈ HK$631,578/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,582
−HK$17,860/mo
▼ 0.25% · 3.875%
HK$339,448
−HK$8,994/mo
Today · 4.125%
HK$348,442
baseline
▲ 0.50% · 4.625%
HK$366,809
+HK$18,367/mo
Deposit HK$27.92M · loan HK$65.16M · min. income ≈ HK$696,884/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,056
−HK$23,959/mo
▼ 0.25% · 3.875%
HK$393,940
−HK$12,075/mo
Today · 4.125%
HK$406,015
baseline
▲ 0.50% · 4.625%
HK$430,720
+HK$24,705/mo
Deposit HK$9.31M · loan HK$83.77M · min. income ≈ HK$812,030/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,034
−HK$22,963/mo
▼ 0.25% · 3.875%
HK$436,433
−HK$11,564/mo
Today · 4.125%
HK$447,997
baseline
▲ 0.50% · 4.625%
HK$471,612
+HK$23,615/mo
Deposit HK$9.31M · loan HK$83.77M · min. income ≈ HK$895,994/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$3,956,035 · Scale 2, in force from 26 Feb 2026)