LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,283
−HK$13,311/mo
▼ 0.25% · 3.875%
HK$218,886
−HK$6,708/mo
Today · 4.125%
HK$225,594
baseline
▲ 0.50% · 4.625%
HK$239,321
+HK$13,727/mo
Deposit HK$46.55M · loan HK$46.55M · min. income ≈ HK$451,188/mo (50% DSR)
Upfront cash ≈ HK$50.50M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,162
−HK$12,759/mo
▼ 0.25% · 3.875%
HK$242,496
−HK$6,425/mo
Today · 4.125%
HK$248,921
baseline
▲ 0.50% · 4.625%
HK$262,042
+HK$13,121/mo
Deposit HK$46.55M · loan HK$46.55M · min. income ≈ HK$497,842/mo (50% DSR)
Upfront cash ≈ HK$50.50M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,739
−HK$15,974/mo
▼ 0.25% · 3.875%
HK$262,663
−HK$8,050/mo
Today · 4.125%
HK$270,713
baseline
▲ 0.50% · 4.625%
HK$287,186
+HK$16,473/mo
Deposit HK$37.24M · loan HK$55.86M · min. income ≈ HK$541,426/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,395
−HK$15,311/mo
▼ 0.25% · 3.875%
HK$290,995
−HK$7,711/mo
Today · 4.125%
HK$298,706
baseline
▲ 0.50% · 4.625%
HK$314,451
+HK$15,745/mo
Deposit HK$37.24M · loan HK$55.86M · min. income ≈ HK$597,412/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,196
−HK$18,636/mo
▼ 0.25% · 3.875%
HK$306,440
−HK$9,392/mo
Today · 4.125%
HK$315,832
baseline
▲ 0.50% · 4.625%
HK$335,050
+HK$19,218/mo
Deposit HK$27.93M · loan HK$65.17M · min. income ≈ HK$631,664/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,627
−HK$17,863/mo
▼ 0.25% · 3.875%
HK$339,494
−HK$8,996/mo
Today · 4.125%
HK$348,490
baseline
▲ 0.50% · 4.625%
HK$366,859
+HK$18,369/mo
Deposit HK$27.93M · loan HK$65.17M · min. income ≈ HK$696,980/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,109
−HK$23,961/mo
▼ 0.25% · 3.875%
HK$393,994
−HK$12,076/mo
Today · 4.125%
HK$406,070
baseline
▲ 0.50% · 4.625%
HK$430,778
+HK$24,708/mo
Deposit HK$9.31M · loan HK$83.79M · min. income ≈ HK$812,140/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,092
−HK$22,966/mo
▼ 0.25% · 3.875%
HK$436,493
−HK$11,565/mo
Today · 4.125%
HK$448,058
baseline
▲ 0.50% · 4.625%
HK$471,676
+HK$23,618/mo
Deposit HK$9.31M · loan HK$83.79M · min. income ≈ HK$896,116/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$3,956,576 · Scale 2, in force from 26 Feb 2026)