LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,230
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,890
−HK$671/mo
Today · 4.125%
HK$22,561
baseline
▲ 0.50% · 4.625%
HK$23,934
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,122/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,618
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$643/mo
Today · 4.125%
HK$24,894
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,312/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,788/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,475
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,268
−HK$805/mo
Today · 4.125%
HK$27,073
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$54,146/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,341
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$771/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,447
+HK$1,575/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,721
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,646
−HK$939/mo
Today · 4.125%
HK$31,585
baseline
▲ 0.50% · 4.625%
HK$33,507
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,170/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,065
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,952
−HK$899/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,688
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,402
−HK$1,208/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$43,080
+HK$2,470/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,512
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,157/mo
Today · 4.125%
HK$44,809
baseline
▲ 0.50% · 4.625%
HK$47,171
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,618/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,017 · Scale 2, in force from 26 Feb 2026)