LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,322
−HK$13,314/mo
▼ 0.25% · 3.875%
HK$218,926
−HK$6,710/mo
Today · 4.125%
HK$225,636
baseline
▲ 0.50% · 4.625%
HK$239,366
+HK$13,730/mo
Deposit HK$46.56M · loan HK$46.56M · min. income ≈ HK$451,272/mo (50% DSR)
Upfront cash ≈ HK$50.51M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,206
−HK$12,761/mo
▼ 0.25% · 3.875%
HK$242,541
−HK$6,426/mo
Today · 4.125%
HK$248,967
baseline
▲ 0.50% · 4.625%
HK$262,091
+HK$13,124/mo
Deposit HK$46.56M · loan HK$46.56M · min. income ≈ HK$497,934/mo (50% DSR)
Upfront cash ≈ HK$50.51M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,786
−HK$15,977/mo
▼ 0.25% · 3.875%
HK$262,711
−HK$8,052/mo
Today · 4.125%
HK$270,763
baseline
▲ 0.50% · 4.625%
HK$287,239
+HK$16,476/mo
Deposit HK$37.25M · loan HK$55.87M · min. income ≈ HK$541,526/mo (50% DSR)
Upfront cash ≈ HK$41.20M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,447
−HK$15,314/mo
▼ 0.25% · 3.875%
HK$291,049
−HK$7,712/mo
Today · 4.125%
HK$298,761
baseline
▲ 0.50% · 4.625%
HK$314,509
+HK$15,748/mo
Deposit HK$37.25M · loan HK$55.87M · min. income ≈ HK$597,522/mo (50% DSR)
Upfront cash ≈ HK$41.20M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,250
−HK$18,641/mo
▼ 0.25% · 3.875%
HK$306,497
−HK$9,394/mo
Today · 4.125%
HK$315,891
baseline
▲ 0.50% · 4.625%
HK$335,112
+HK$19,221/mo
Deposit HK$27.93M · loan HK$65.18M · min. income ≈ HK$631,782/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,688
−HK$17,866/mo
▼ 0.25% · 3.875%
HK$339,557
−HK$8,997/mo
Today · 4.125%
HK$348,554
baseline
▲ 0.50% · 4.625%
HK$366,927
+HK$18,373/mo
Deposit HK$27.93M · loan HK$65.18M · min. income ≈ HK$697,108/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,179
−HK$23,966/mo
▼ 0.25% · 3.875%
HK$394,067
−HK$12,078/mo
Today · 4.125%
HK$406,145
baseline
▲ 0.50% · 4.625%
HK$430,858
+HK$24,713/mo
Deposit HK$9.31M · loan HK$83.80M · min. income ≈ HK$812,290/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,170
−HK$22,971/mo
▼ 0.25% · 3.875%
HK$436,573
−HK$11,568/mo
Today · 4.125%
HK$448,141
baseline
▲ 0.50% · 4.625%
HK$471,763
+HK$23,622/mo
Deposit HK$9.31M · loan HK$83.80M · min. income ≈ HK$896,282/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$3,957,306 · Scale 2, in force from 26 Feb 2026)