LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,236
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,896
−HK$671/mo
Today · 4.125%
HK$22,567
baseline
▲ 0.50% · 4.625%
HK$23,941
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,134/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,625
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,258
−HK$643/mo
Today · 4.125%
HK$24,901
baseline
▲ 0.50% · 4.625%
HK$26,213
+HK$1,312/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,802/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,275
−HK$806/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$771/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,730
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,655
−HK$939/mo
Today · 4.125%
HK$31,594
baseline
▲ 0.50% · 4.625%
HK$33,517
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,188/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$900/mo
Today · 4.125%
HK$34,861
baseline
▲ 0.50% · 4.625%
HK$36,699
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,722/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,224
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,413
−HK$1,208/mo
Today · 4.125%
HK$40,621
baseline
▲ 0.50% · 4.625%
HK$43,093
+HK$2,472/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,242/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,524
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,665
−HK$1,157/mo
Today · 4.125%
HK$44,822
baseline
▲ 0.50% · 4.625%
HK$47,184
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,644/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,286 · Scale 2, in force from 26 Feb 2026)