LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,237
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,897
−HK$671/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,942
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,626
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,259
−HK$643/mo
Today · 4.125%
HK$24,902
baseline
▲ 0.50% · 4.625%
HK$26,215
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,804/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,484
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,277
−HK$805/mo
Today · 4.125%
HK$27,082
baseline
▲ 0.50% · 4.625%
HK$28,730
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,164/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,351
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,111
−HK$771/mo
Today · 4.125%
HK$29,882
baseline
▲ 0.50% · 4.625%
HK$31,458
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,764/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,731
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,656
−HK$940/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,518
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,963
−HK$900/mo
Today · 4.125%
HK$34,863
baseline
▲ 0.50% · 4.625%
HK$36,700
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,726/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,226
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,415
−HK$1,208/mo
Today · 4.125%
HK$40,623
baseline
▲ 0.50% · 4.625%
HK$43,095
+HK$2,472/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,246/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,526
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,667
−HK$1,157/mo
Today · 4.125%
HK$44,824
baseline
▲ 0.50% · 4.625%
HK$47,186
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,648/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,329 · Scale 2, in force from 26 Feb 2026)