LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,243
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,903
−HK$672/mo
Today · 4.125%
HK$22,575
baseline
▲ 0.50% · 4.625%
HK$23,948
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,150/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,632
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,266
−HK$643/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,491
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$806/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,738
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,358
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,119
−HK$772/mo
Today · 4.125%
HK$29,891
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,782/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,665
−HK$939/mo
Today · 4.125%
HK$31,604
baseline
▲ 0.50% · 4.625%
HK$33,527
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,208/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,085
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$900/mo
Today · 4.125%
HK$34,872
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$1,839/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,744/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,426
−HK$1,208/mo
Today · 4.125%
HK$40,634
baseline
▲ 0.50% · 4.625%
HK$43,107
+HK$2,473/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,268/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,538
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,679
−HK$1,157/mo
Today · 4.125%
HK$44,836
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,672/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,584 · Scale 2, in force from 26 Feb 2026)