LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,243
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,904
−HK$671/mo
Today · 4.125%
HK$22,575
baseline
▲ 0.50% · 4.625%
HK$23,949
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,150/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,633
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,267
−HK$643/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$805/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,360
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$772/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,467
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,086
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$901/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,427
−HK$1,209/mo
Today · 4.125%
HK$40,636
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,472/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,272/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,158/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,201
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,618 · Scale 2, in force from 26 Feb 2026)