LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,456
−HK$13,323/mo
▼ 0.25% · 3.875%
HK$219,065
−HK$6,714/mo
Today · 4.125%
HK$225,779
baseline
▲ 0.50% · 4.625%
HK$239,517
+HK$13,738/mo
Deposit HK$46.59M · loan HK$46.59M · min. income ≈ HK$451,558/mo (50% DSR)
Upfront cash ≈ HK$50.55M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,356
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$242,695
−HK$6,430/mo
Today · 4.125%
HK$249,125
baseline
▲ 0.50% · 4.625%
HK$262,257
+HK$13,132/mo
Deposit HK$46.59M · loan HK$46.59M · min. income ≈ HK$498,250/mo (50% DSR)
Upfront cash ≈ HK$50.55M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,948
−HK$15,987/mo
▼ 0.25% · 3.875%
HK$262,878
−HK$8,057/mo
Today · 4.125%
HK$270,935
baseline
▲ 0.50% · 4.625%
HK$287,421
+HK$16,486/mo
Deposit HK$37.27M · loan HK$55.90M · min. income ≈ HK$541,870/mo (50% DSR)
Upfront cash ≈ HK$41.23M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,627
−HK$15,323/mo
▼ 0.25% · 3.875%
HK$291,234
−HK$7,716/mo
Today · 4.125%
HK$298,950
baseline
▲ 0.50% · 4.625%
HK$314,708
+HK$15,758/mo
Deposit HK$37.27M · loan HK$55.90M · min. income ≈ HK$597,900/mo (50% DSR)
Upfront cash ≈ HK$41.23M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,439
−HK$18,652/mo
▼ 0.25% · 3.875%
HK$306,691
−HK$9,400/mo
Today · 4.125%
HK$316,091
baseline
▲ 0.50% · 4.625%
HK$335,324
+HK$19,233/mo
Deposit HK$27.95M · loan HK$65.22M · min. income ≈ HK$632,182/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,898
−HK$17,877/mo
▼ 0.25% · 3.875%
HK$339,772
−HK$9,003/mo
Today · 4.125%
HK$348,775
baseline
▲ 0.50% · 4.625%
HK$367,160
+HK$18,385/mo
Deposit HK$27.95M · loan HK$65.22M · min. income ≈ HK$697,550/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,422
−HK$23,981/mo
▼ 0.25% · 3.875%
HK$394,317
−HK$12,086/mo
Today · 4.125%
HK$406,403
baseline
▲ 0.50% · 4.625%
HK$431,131
+HK$24,728/mo
Deposit HK$9.32M · loan HK$83.85M · min. income ≈ HK$812,806/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,440
−HK$22,985/mo
▼ 0.25% · 3.875%
HK$436,850
−HK$11,575/mo
Today · 4.125%
HK$448,425
baseline
▲ 0.50% · 4.625%
HK$472,063
+HK$23,638/mo
Deposit HK$9.32M · loan HK$83.85M · min. income ≈ HK$896,850/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$3,959,818 · Scale 2, in force from 26 Feb 2026)