LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,248
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,909
−HK$671/mo
Today · 4.125%
HK$22,580
baseline
▲ 0.50% · 4.625%
HK$23,954
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,160/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,638
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,272
−HK$643/mo
Today · 4.125%
HK$24,915
baseline
▲ 0.50% · 4.625%
HK$26,228
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,830/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,497
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,291
−HK$805/mo
Today · 4.125%
HK$27,096
baseline
▲ 0.50% · 4.625%
HK$28,745
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,192/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,366
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$772/mo
Today · 4.125%
HK$29,898
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,796/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$940/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,536
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,093
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$900/mo
Today · 4.125%
HK$34,881
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,762/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,246
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,436
−HK$1,208/mo
Today · 4.125%
HK$40,644
baseline
▲ 0.50% · 4.625%
HK$43,118
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,288/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,548
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,690
−HK$1,157/mo
Today · 4.125%
HK$44,847
baseline
▲ 0.50% · 4.625%
HK$47,211
+HK$2,364/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,694/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,819 · Scale 2, in force from 26 Feb 2026)