LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,257
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,918
−HK$672/mo
Today · 4.125%
HK$22,590
baseline
▲ 0.50% · 4.625%
HK$23,964
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,180/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,648
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$644/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,508
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$806/mo
Today · 4.125%
HK$27,108
baseline
▲ 0.50% · 4.625%
HK$28,757
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,216/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,378
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,139
−HK$772/mo
Today · 4.125%
HK$29,911
baseline
▲ 0.50% · 4.625%
HK$31,487
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,822/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,685
−HK$941/mo
Today · 4.125%
HK$31,626
baseline
▲ 0.50% · 4.625%
HK$33,550
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,252/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,107
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$901/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$36,735
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,262
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,452
−HK$1,210/mo
Today · 4.125%
HK$40,662
baseline
▲ 0.50% · 4.625%
HK$43,136
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,324/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,566
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,708
−HK$1,158/mo
Today · 4.125%
HK$44,866
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,732/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,210 · Scale 2, in force from 26 Feb 2026)