LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,257
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,919
−HK$671/mo
Today · 4.125%
HK$22,590
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,180/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,649
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$643/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,240
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,509
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$807/mo
Today · 4.125%
HK$27,109
baseline
▲ 0.50% · 4.625%
HK$28,758
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,218/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,378
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,139
−HK$773/mo
Today · 4.125%
HK$29,912
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,824/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$941/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$901/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,263
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,454
−HK$1,209/mo
Today · 4.125%
HK$40,663
baseline
▲ 0.50% · 4.625%
HK$43,137
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,326/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,568
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,158/mo
Today · 4.125%
HK$44,867
baseline
▲ 0.50% · 4.625%
HK$47,232
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,734/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,239 · Scale 2, in force from 26 Feb 2026)