LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,629
−HK$13,334/mo
▼ 0.25% · 3.875%
HK$219,243
−HK$6,720/mo
Today · 4.125%
HK$225,963
baseline
▲ 0.50% · 4.625%
HK$239,712
+HK$13,749/mo
Deposit HK$46.62M · loan HK$46.62M · min. income ≈ HK$451,926/mo (50% DSR)
Upfront cash ≈ HK$50.59M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,548
−HK$12,780/mo
▼ 0.25% · 3.875%
HK$242,892
−HK$6,436/mo
Today · 4.125%
HK$249,328
baseline
▲ 0.50% · 4.625%
HK$262,470
+HK$13,142/mo
Deposit HK$46.62M · loan HK$46.62M · min. income ≈ HK$498,656/mo (50% DSR)
Upfront cash ≈ HK$50.59M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,155
−HK$16,001/mo
▼ 0.25% · 3.875%
HK$263,092
−HK$8,064/mo
Today · 4.125%
HK$271,156
baseline
▲ 0.50% · 4.625%
HK$287,655
+HK$16,499/mo
Deposit HK$37.30M · loan HK$55.95M · min. income ≈ HK$542,312/mo (50% DSR)
Upfront cash ≈ HK$41.26M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,858
−HK$15,336/mo
▼ 0.25% · 3.875%
HK$291,471
−HK$7,723/mo
Today · 4.125%
HK$299,194
baseline
▲ 0.50% · 4.625%
HK$314,965
+HK$15,771/mo
Deposit HK$37.30M · loan HK$55.95M · min. income ≈ HK$598,388/mo (50% DSR)
Upfront cash ≈ HK$41.26M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,681
−HK$18,667/mo
▼ 0.25% · 3.875%
HK$306,941
−HK$9,407/mo
Today · 4.125%
HK$316,348
baseline
▲ 0.50% · 4.625%
HK$335,597
+HK$19,249/mo
Deposit HK$27.97M · loan HK$65.27M · min. income ≈ HK$632,696/mo (50% DSR)
Upfront cash ≈ HK$31.94M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,167
−HK$17,892/mo
▼ 0.25% · 3.875%
HK$340,049
−HK$9,010/mo
Today · 4.125%
HK$349,059
baseline
▲ 0.50% · 4.625%
HK$367,459
+HK$18,400/mo
Deposit HK$27.97M · loan HK$65.27M · min. income ≈ HK$698,118/mo (50% DSR)
Upfront cash ≈ HK$31.94M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,733
−HK$24,001/mo
▼ 0.25% · 3.875%
HK$394,638
−HK$12,096/mo
Today · 4.125%
HK$406,734
baseline
▲ 0.50% · 4.625%
HK$431,482
+HK$24,748/mo
Deposit HK$9.32M · loan HK$83.92M · min. income ≈ HK$813,468/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,787
−HK$23,003/mo
▼ 0.25% · 3.875%
HK$437,206
−HK$11,584/mo
Today · 4.125%
HK$448,790
baseline
▲ 0.50% · 4.625%
HK$472,447
+HK$23,657/mo
Deposit HK$9.32M · loan HK$83.92M · min. income ≈ HK$897,580/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,963,041 · Scale 2, in force from 26 Feb 2026)