LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,697
−HK$13,338/mo
▼ 0.25% · 3.875%
HK$219,314
−HK$6,721/mo
Today · 4.125%
HK$226,035
baseline
▲ 0.50% · 4.625%
HK$239,789
+HK$13,754/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$452,070/mo (50% DSR)
Upfront cash ≈ HK$50.60M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,624
−HK$12,784/mo
▼ 0.25% · 3.875%
HK$242,970
−HK$6,438/mo
Today · 4.125%
HK$249,408
baseline
▲ 0.50% · 4.625%
HK$262,554
+HK$13,146/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$498,816/mo (50% DSR)
Upfront cash ≈ HK$50.60M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,237
−HK$16,006/mo
▼ 0.25% · 3.875%
HK$263,176
−HK$8,067/mo
Today · 4.125%
HK$271,243
baseline
▲ 0.50% · 4.625%
HK$287,747
+HK$16,504/mo
Deposit HK$37.31M · loan HK$55.97M · min. income ≈ HK$542,486/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,949
−HK$15,340/mo
▼ 0.25% · 3.875%
HK$291,564
−HK$7,725/mo
Today · 4.125%
HK$299,289
baseline
▲ 0.50% · 4.625%
HK$315,065
+HK$15,776/mo
Deposit HK$37.31M · loan HK$55.97M · min. income ≈ HK$598,578/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,776
−HK$18,674/mo
▼ 0.25% · 3.875%
HK$307,039
−HK$9,411/mo
Today · 4.125%
HK$316,450
baseline
▲ 0.50% · 4.625%
HK$335,705
+HK$19,255/mo
Deposit HK$27.98M · loan HK$65.29M · min. income ≈ HK$632,900/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,273
−HK$17,898/mo
▼ 0.25% · 3.875%
HK$340,158
−HK$9,013/mo
Today · 4.125%
HK$349,171
baseline
▲ 0.50% · 4.625%
HK$367,576
+HK$18,405/mo
Deposit HK$27.98M · loan HK$65.29M · min. income ≈ HK$698,342/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,855
−HK$24,009/mo
▼ 0.25% · 3.875%
HK$394,764
−HK$12,100/mo
Today · 4.125%
HK$406,864
baseline
▲ 0.50% · 4.625%
HK$431,621
+HK$24,757/mo
Deposit HK$9.33M · loan HK$83.95M · min. income ≈ HK$813,728/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,923
−HK$23,011/mo
▼ 0.25% · 3.875%
HK$437,346
−HK$11,588/mo
Today · 4.125%
HK$448,934
baseline
▲ 0.50% · 4.625%
HK$472,598
+HK$23,664/mo
Deposit HK$9.33M · loan HK$83.95M · min. income ≈ HK$897,868/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,310 · Scale 2, in force from 26 Feb 2026)