LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,271
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,933
−HK$672/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,981
+HK$1,376/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,664
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$644/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,526
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$806/mo
Today · 4.125%
HK$27,126
baseline
▲ 0.50% · 4.625%
HK$28,777
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,252/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,397
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$773/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,509
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,706
−HK$941/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,573
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,130
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$902/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$36,760
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,159/mo
Today · 4.125%
HK$44,897
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,366/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,794/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,846 · Scale 2, in force from 26 Feb 2026)