LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,715
−HK$13,339/mo
▼ 0.25% · 3.875%
HK$219,331
−HK$6,723/mo
Today · 4.125%
HK$226,054
baseline
▲ 0.50% · 4.625%
HK$239,809
+HK$13,755/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$452,108/mo (50% DSR)
Upfront cash ≈ HK$50.61M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,643
−HK$12,785/mo
▼ 0.25% · 3.875%
HK$242,990
−HK$6,438/mo
Today · 4.125%
HK$249,428
baseline
▲ 0.50% · 4.625%
HK$262,576
+HK$13,148/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$498,856/mo (50% DSR)
Upfront cash ≈ HK$50.61M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,258
−HK$16,007/mo
▼ 0.25% · 3.875%
HK$263,198
−HK$8,067/mo
Today · 4.125%
HK$271,265
baseline
▲ 0.50% · 4.625%
HK$287,770
+HK$16,505/mo
Deposit HK$37.31M · loan HK$55.97M · min. income ≈ HK$542,530/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,972
−HK$15,342/mo
▼ 0.25% · 3.875%
HK$291,587
−HK$7,727/mo
Today · 4.125%
HK$299,314
baseline
▲ 0.50% · 4.625%
HK$315,091
+HK$15,777/mo
Deposit HK$37.31M · loan HK$55.97M · min. income ≈ HK$598,628/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,801
−HK$18,674/mo
▼ 0.25% · 3.875%
HK$307,064
−HK$9,411/mo
Today · 4.125%
HK$316,475
baseline
▲ 0.50% · 4.625%
HK$335,732
+HK$19,257/mo
Deposit HK$27.99M · loan HK$65.30M · min. income ≈ HK$632,950/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,300
−HK$17,899/mo
▼ 0.25% · 3.875%
HK$340,185
−HK$9,014/mo
Today · 4.125%
HK$349,199
baseline
▲ 0.50% · 4.625%
HK$367,606
+HK$18,407/mo
Deposit HK$27.99M · loan HK$65.30M · min. income ≈ HK$698,398/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,886
−HK$24,011/mo
▼ 0.25% · 3.875%
HK$394,796
−HK$12,101/mo
Today · 4.125%
HK$406,897
baseline
▲ 0.50% · 4.625%
HK$431,655
+HK$24,758/mo
Deposit HK$9.33M · loan HK$83.96M · min. income ≈ HK$813,794/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,957
−HK$23,013/mo
▼ 0.25% · 3.875%
HK$437,381
−HK$11,589/mo
Today · 4.125%
HK$448,970
baseline
▲ 0.50% · 4.625%
HK$472,636
+HK$23,666/mo
Deposit HK$9.33M · loan HK$83.96M · min. income ≈ HK$897,940/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,631 · Scale 2, in force from 26 Feb 2026)