LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,720
−HK$13,339/mo
▼ 0.25% · 3.875%
HK$219,336
−HK$6,723/mo
Today · 4.125%
HK$226,059
baseline
▲ 0.50% · 4.625%
HK$239,814
+HK$13,755/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$452,118/mo (50% DSR)
Upfront cash ≈ HK$50.61M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,648
−HK$12,786/mo
▼ 0.25% · 3.875%
HK$242,995
−HK$6,439/mo
Today · 4.125%
HK$249,434
baseline
▲ 0.50% · 4.625%
HK$262,582
+HK$13,148/mo
Deposit HK$46.64M · loan HK$46.64M · min. income ≈ HK$498,868/mo (50% DSR)
Upfront cash ≈ HK$50.61M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,264
−HK$16,007/mo
▼ 0.25% · 3.875%
HK$263,204
−HK$8,067/mo
Today · 4.125%
HK$271,271
baseline
▲ 0.50% · 4.625%
HK$287,777
+HK$16,506/mo
Deposit HK$37.32M · loan HK$55.97M · min. income ≈ HK$542,542/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,978
−HK$15,343/mo
▼ 0.25% · 3.875%
HK$291,594
−HK$7,727/mo
Today · 4.125%
HK$299,321
baseline
▲ 0.50% · 4.625%
HK$315,098
+HK$15,777/mo
Deposit HK$37.32M · loan HK$55.97M · min. income ≈ HK$598,642/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,807
−HK$18,676/mo
▼ 0.25% · 3.875%
HK$307,071
−HK$9,412/mo
Today · 4.125%
HK$316,483
baseline
▲ 0.50% · 4.625%
HK$335,740
+HK$19,257/mo
Deposit HK$27.99M · loan HK$65.30M · min. income ≈ HK$632,966/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,308
−HK$17,899/mo
▼ 0.25% · 3.875%
HK$340,193
−HK$9,014/mo
Today · 4.125%
HK$349,207
baseline
▲ 0.50% · 4.625%
HK$367,615
+HK$18,408/mo
Deposit HK$27.99M · loan HK$65.30M · min. income ≈ HK$698,414/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,895
−HK$24,011/mo
▼ 0.25% · 3.875%
HK$394,805
−HK$12,101/mo
Today · 4.125%
HK$406,906
baseline
▲ 0.50% · 4.625%
HK$431,665
+HK$24,759/mo
Deposit HK$9.33M · loan HK$83.96M · min. income ≈ HK$813,812/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,967
−HK$23,014/mo
▼ 0.25% · 3.875%
HK$437,391
−HK$11,590/mo
Today · 4.125%
HK$448,981
baseline
▲ 0.50% · 4.625%
HK$472,647
+HK$23,666/mo
Deposit HK$9.33M · loan HK$83.96M · min. income ≈ HK$897,962/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$3,964,722 · Scale 2, in force from 26 Feb 2026)