LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,817
−HK$13,346/mo
▼ 0.25% · 3.875%
HK$219,437
−HK$6,726/mo
Today · 4.125%
HK$226,163
baseline
▲ 0.50% · 4.625%
HK$239,924
+HK$13,761/mo
Deposit HK$46.67M · loan HK$46.67M · min. income ≈ HK$452,326/mo (50% DSR)
Upfront cash ≈ HK$50.63M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,757
−HK$12,791/mo
▼ 0.25% · 3.875%
HK$243,107
−HK$6,441/mo
Today · 4.125%
HK$249,548
baseline
▲ 0.50% · 4.625%
HK$262,702
+HK$13,154/mo
Deposit HK$46.67M · loan HK$46.67M · min. income ≈ HK$499,096/mo (50% DSR)
Upfront cash ≈ HK$50.63M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,381
−HK$16,014/mo
▼ 0.25% · 3.875%
HK$263,324
−HK$8,071/mo
Today · 4.125%
HK$271,395
baseline
▲ 0.50% · 4.625%
HK$287,909
+HK$16,514/mo
Deposit HK$37.33M · loan HK$56.00M · min. income ≈ HK$542,790/mo (50% DSR)
Upfront cash ≈ HK$41.30M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,108
−HK$15,350/mo
▼ 0.25% · 3.875%
HK$291,728
−HK$7,730/mo
Today · 4.125%
HK$299,458
baseline
▲ 0.50% · 4.625%
HK$315,243
+HK$15,785/mo
Deposit HK$37.33M · loan HK$56.00M · min. income ≈ HK$598,916/mo (50% DSR)
Upfront cash ≈ HK$41.30M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,944
−HK$18,684/mo
▼ 0.25% · 3.875%
HK$307,212
−HK$9,416/mo
Today · 4.125%
HK$316,628
baseline
▲ 0.50% · 4.625%
HK$335,894
+HK$19,266/mo
Deposit HK$28.00M · loan HK$65.33M · min. income ≈ HK$633,256/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,460
−HK$17,908/mo
▼ 0.25% · 3.875%
HK$340,349
−HK$9,019/mo
Today · 4.125%
HK$349,368
baseline
▲ 0.50% · 4.625%
HK$367,783
+HK$18,415/mo
Deposit HK$28.00M · loan HK$65.33M · min. income ≈ HK$698,736/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,071
−HK$24,022/mo
▼ 0.25% · 3.875%
HK$394,987
−HK$12,106/mo
Today · 4.125%
HK$407,093
baseline
▲ 0.50% · 4.625%
HK$431,864
+HK$24,771/mo
Deposit HK$9.33M · loan HK$84.00M · min. income ≈ HK$814,186/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,163
−HK$23,024/mo
▼ 0.25% · 3.875%
HK$437,592
−HK$11,595/mo
Today · 4.125%
HK$449,187
baseline
▲ 0.50% · 4.625%
HK$472,864
+HK$23,677/mo
Deposit HK$9.33M · loan HK$84.00M · min. income ≈ HK$898,374/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$3,966,542 · Scale 2, in force from 26 Feb 2026)