LTV · monthly repayment
▼ 0.50% · 3.625%
HK$212,825
−HK$13,346/mo
▼ 0.25% · 3.875%
HK$219,445
−HK$6,726/mo
Today · 4.125%
HK$226,171
baseline
▲ 0.50% · 4.625%
HK$239,933
+HK$13,762/mo
Deposit HK$46.67M · loan HK$46.67M · min. income ≈ HK$452,342/mo (50% DSR)
Upfront cash ≈ HK$50.63M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,766
−HK$12,792/mo
▼ 0.25% · 3.875%
HK$243,116
−HK$6,442/mo
Today · 4.125%
HK$249,558
baseline
▲ 0.50% · 4.625%
HK$262,712
+HK$13,154/mo
Deposit HK$46.67M · loan HK$46.67M · min. income ≈ HK$499,116/mo (50% DSR)
Upfront cash ≈ HK$50.63M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,390
−HK$16,015/mo
▼ 0.25% · 3.875%
HK$263,334
−HK$8,071/mo
Today · 4.125%
HK$271,405
baseline
▲ 0.50% · 4.625%
HK$287,920
+HK$16,515/mo
Deposit HK$37.33M · loan HK$56.00M · min. income ≈ HK$542,810/mo (50% DSR)
Upfront cash ≈ HK$41.30M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,119
−HK$15,350/mo
▼ 0.25% · 3.875%
HK$291,739
−HK$7,730/mo
Today · 4.125%
HK$299,469
baseline
▲ 0.50% · 4.625%
HK$315,255
+HK$15,786/mo
Deposit HK$37.33M · loan HK$56.00M · min. income ≈ HK$598,938/mo (50% DSR)
Upfront cash ≈ HK$41.30M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,955
−HK$18,685/mo
▼ 0.25% · 3.875%
HK$307,223
−HK$9,417/mo
Today · 4.125%
HK$316,640
baseline
▲ 0.50% · 4.625%
HK$335,907
+HK$19,267/mo
Deposit HK$28.00M · loan HK$65.33M · min. income ≈ HK$633,280/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,472
−HK$17,909/mo
▼ 0.25% · 3.875%
HK$340,362
−HK$9,019/mo
Today · 4.125%
HK$349,381
baseline
▲ 0.50% · 4.625%
HK$367,797
+HK$18,416/mo
Deposit HK$28.00M · loan HK$65.33M · min. income ≈ HK$698,762/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,085
−HK$24,023/mo
▼ 0.25% · 3.875%
HK$395,002
−HK$12,106/mo
Today · 4.125%
HK$407,108
baseline
▲ 0.50% · 4.625%
HK$431,880
+HK$24,772/mo
Deposit HK$9.33M · loan HK$84.00M · min. income ≈ HK$814,216/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,179
−HK$23,025/mo
▼ 0.25% · 3.875%
HK$437,609
−HK$11,595/mo
Today · 4.125%
HK$449,204
baseline
▲ 0.50% · 4.625%
HK$472,882
+HK$23,678/mo
Deposit HK$9.33M · loan HK$84.00M · min. income ≈ HK$898,408/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$3,966,691 · Scale 2, in force from 26 Feb 2026)