LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,283
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,945
−HK$673/mo
Today · 4.125%
HK$22,618
baseline
▲ 0.50% · 4.625%
HK$23,994
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,236/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,313
−HK$644/mo
Today · 4.125%
HK$24,957
baseline
▲ 0.50% · 4.625%
HK$26,272
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,914/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$807/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$773/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,527
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,797
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,724
−HK$941/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,149
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,038
−HK$901/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,310
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,210/mo
Today · 4.125%
HK$40,712
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,478/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,424/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,620
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,763
−HK$1,159/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,290
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,377 · Scale 2, in force from 26 Feb 2026)