LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,284
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,946
−HK$672/mo
Today · 4.125%
HK$22,618
baseline
▲ 0.50% · 4.625%
HK$23,995
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,236/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,313
−HK$644/mo
Today · 4.125%
HK$24,957
baseline
▲ 0.50% · 4.625%
HK$26,273
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,914/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$807/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,794
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$774/mo
Today · 4.125%
HK$29,949
baseline
▲ 0.50% · 4.625%
HK$31,527
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,898/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,797
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,724
−HK$942/mo
Today · 4.125%
HK$31,666
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,332/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,149
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,038
−HK$902/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$36,782
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,311
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,211/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,620
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,763
−HK$1,160/mo
Today · 4.125%
HK$44,923
baseline
▲ 0.50% · 4.625%
HK$47,291
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,846/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,390 · Scale 2, in force from 26 Feb 2026)