LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,288
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,950
−HK$672/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$645/mo
Today · 4.125%
HK$24,962
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,924/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$807/mo
Today · 4.125%
HK$27,147
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,294/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$773/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,803
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,730
−HK$941/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,599
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,044
−HK$902/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,318
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,510
−HK$1,210/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,160/mo
Today · 4.125%
HK$44,931
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,368/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,862/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,561 · Scale 2, in force from 26 Feb 2026)