LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,294
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,956
−HK$673/mo
Today · 4.125%
HK$22,629
baseline
▲ 0.50% · 4.625%
HK$24,006
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,258/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,689
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,325
−HK$644/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,348
−HK$807/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,427
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$773/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,543
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,739
−HK$942/mo
Today · 4.125%
HK$31,681
baseline
▲ 0.50% · 4.625%
HK$33,609
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,362/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,055
−HK$902/mo
Today · 4.125%
HK$34,957
baseline
▲ 0.50% · 4.625%
HK$36,800
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,914/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,329
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,522
−HK$1,211/mo
Today · 4.125%
HK$40,733
baseline
▲ 0.50% · 4.625%
HK$43,211
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,466/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,641
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,785
−HK$1,160/mo
Today · 4.125%
HK$44,945
baseline
▲ 0.50% · 4.625%
HK$47,314
+HK$2,369/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,890/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,845 · Scale 2, in force from 26 Feb 2026)