LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,302
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$673/mo
Today · 4.125%
HK$22,638
baseline
▲ 0.50% · 4.625%
HK$24,015
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,276/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,698
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$645/mo
Today · 4.125%
HK$24,979
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,958/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$807/mo
Today · 4.125%
HK$27,165
baseline
▲ 0.50% · 4.625%
HK$28,818
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,330/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,438
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,201
−HK$773/mo
Today · 4.125%
HK$29,974
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,948/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,823
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,750
−HK$943/mo
Today · 4.125%
HK$31,693
baseline
▲ 0.50% · 4.625%
HK$33,621
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,386/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,178
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,067
−HK$903/mo
Today · 4.125%
HK$34,970
baseline
▲ 0.50% · 4.625%
HK$36,813
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,940/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,344
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,536
−HK$1,212/mo
Today · 4.125%
HK$40,748
baseline
▲ 0.50% · 4.625%
HK$43,228
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,496/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,657
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,801
−HK$1,161/mo
Today · 4.125%
HK$44,962
baseline
▲ 0.50% · 4.625%
HK$47,332
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,924/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,195 · Scale 2, in force from 26 Feb 2026)