LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,968
−HK$674/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,019
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,702
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$645/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,567
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,362
−HK$808/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,823
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,443
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$774/mo
Today · 4.125%
HK$29,980
baseline
▲ 0.50% · 4.625%
HK$31,560
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,960/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$942/mo
Today · 4.125%
HK$31,698
baseline
▲ 0.50% · 4.625%
HK$33,627
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,396/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,183
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$903/mo
Today · 4.125%
HK$34,976
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,350
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,543
−HK$1,212/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$43,235
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,664
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,809
−HK$1,160/mo
Today · 4.125%
HK$44,969
baseline
▲ 0.50% · 4.625%
HK$47,340
+HK$2,371/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,938/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,356 · Scale 2, in force from 26 Feb 2026)