LTV · monthly repayment
▼ 0.50% · 3.625%
HK$213,113
−HK$13,364/mo
▼ 0.25% · 3.875%
HK$219,742
−HK$6,735/mo
Today · 4.125%
HK$226,477
baseline
▲ 0.50% · 4.625%
HK$240,258
+HK$13,781/mo
Deposit HK$46.73M · loan HK$46.73M · min. income ≈ HK$452,954/mo (50% DSR)
Upfront cash ≈ HK$50.70M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,086
−HK$12,809/mo
▼ 0.25% · 3.875%
HK$243,445
−HK$6,450/mo
Today · 4.125%
HK$249,895
baseline
▲ 0.50% · 4.625%
HK$263,067
+HK$13,172/mo
Deposit HK$46.73M · loan HK$46.73M · min. income ≈ HK$499,790/mo (50% DSR)
Upfront cash ≈ HK$50.70M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,736
−HK$16,036/mo
▼ 0.25% · 3.875%
HK$263,690
−HK$8,082/mo
Today · 4.125%
HK$271,772
baseline
▲ 0.50% · 4.625%
HK$288,309
+HK$16,537/mo
Deposit HK$37.38M · loan HK$56.08M · min. income ≈ HK$543,544/mo (50% DSR)
Upfront cash ≈ HK$41.36M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,503
−HK$15,371/mo
▼ 0.25% · 3.875%
HK$292,134
−HK$7,740/mo
Today · 4.125%
HK$299,874
baseline
▲ 0.50% · 4.625%
HK$315,681
+HK$15,807/mo
Deposit HK$37.38M · loan HK$56.08M · min. income ≈ HK$599,748/mo (50% DSR)
Upfront cash ≈ HK$41.36M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,358
−HK$18,710/mo
▼ 0.25% · 3.875%
HK$307,639
−HK$9,429/mo
Today · 4.125%
HK$317,068
baseline
▲ 0.50% · 4.625%
HK$336,361
+HK$19,293/mo
Deposit HK$28.04M · loan HK$65.42M · min. income ≈ HK$634,136/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,921
−HK$17,932/mo
▼ 0.25% · 3.875%
HK$340,822
−HK$9,031/mo
Today · 4.125%
HK$349,853
baseline
▲ 0.50% · 4.625%
HK$368,294
+HK$18,441/mo
Deposit HK$28.04M · loan HK$65.42M · min. income ≈ HK$699,706/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,603
−HK$24,056/mo
▼ 0.25% · 3.875%
HK$395,536
−HK$12,123/mo
Today · 4.125%
HK$407,659
baseline
▲ 0.50% · 4.625%
HK$432,464
+HK$24,805/mo
Deposit HK$9.35M · loan HK$84.11M · min. income ≈ HK$815,318/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,755
−HK$23,056/mo
▼ 0.25% · 3.875%
HK$438,200
−HK$11,611/mo
Today · 4.125%
HK$449,811
baseline
▲ 0.50% · 4.625%
HK$473,521
+HK$23,710/mo
Deposit HK$9.35M · loan HK$84.11M · min. income ≈ HK$899,622/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$3,972,055 · Scale 2, in force from 26 Feb 2026)