LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,311
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,974
−HK$674/mo
Today · 4.125%
HK$22,648
baseline
▲ 0.50% · 4.625%
HK$24,026
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,296/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$645/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$808/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,450
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$775/mo
Today · 4.125%
HK$29,988
baseline
▲ 0.50% · 4.625%
HK$31,568
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,976/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$943/mo
Today · 4.125%
HK$31,707
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,414/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,082
−HK$903/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$36,830
+HK$1,845/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,360
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,212/mo
Today · 4.125%
HK$40,766
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,532/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,820
−HK$1,161/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,352
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,604 · Scale 2, in force from 26 Feb 2026)