LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,313
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,976
−HK$674/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$24,028
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,711
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,346
−HK$646/mo
Today · 4.125%
HK$24,992
baseline
▲ 0.50% · 4.625%
HK$26,309
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,984/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,371
−HK$808/mo
Today · 4.125%
HK$27,179
baseline
▲ 0.50% · 4.625%
HK$28,833
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,358/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,453
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,216
−HK$774/mo
Today · 4.125%
HK$29,990
baseline
▲ 0.50% · 4.625%
HK$31,571
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,980/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,838
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,766
−HK$943/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,639
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,195
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,085
−HK$903/mo
Today · 4.125%
HK$34,988
baseline
▲ 0.50% · 4.625%
HK$36,832
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,976/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,557
−HK$1,212/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$43,250
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,824
−HK$1,161/mo
Today · 4.125%
HK$44,985
baseline
▲ 0.50% · 4.625%
HK$47,356
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,970/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,679 · Scale 2, in force from 26 Feb 2026)