LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,316
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,979
−HK$674/mo
Today · 4.125%
HK$22,653
baseline
▲ 0.50% · 4.625%
HK$24,031
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,306/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,714
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,350
−HK$645/mo
Today · 4.125%
HK$24,995
baseline
▲ 0.50% · 4.625%
HK$26,313
+HK$1,318/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,990/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,580
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$809/mo
Today · 4.125%
HK$27,184
baseline
▲ 0.50% · 4.625%
HK$28,838
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,368/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$774/mo
Today · 4.125%
HK$29,994
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,988/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,843
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$943/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,644
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,200
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$904/mo
Today · 4.125%
HK$34,994
baseline
▲ 0.50% · 4.625%
HK$36,838
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,988/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,369
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,563
−HK$1,212/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,482/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,686
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,830
−HK$1,162/mo
Today · 4.125%
HK$44,992
baseline
▲ 0.50% · 4.625%
HK$47,363
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,984/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,821 · Scale 2, in force from 26 Feb 2026)