LTV · monthly repayment
▼ 0.50% · 3.625%
HK$213,222
−HK$13,371/mo
▼ 0.25% · 3.875%
HK$219,854
−HK$6,739/mo
Today · 4.125%
HK$226,593
baseline
▲ 0.50% · 4.625%
HK$240,380
+HK$13,787/mo
Deposit HK$46.75M · loan HK$46.75M · min. income ≈ HK$453,186/mo (50% DSR)
Upfront cash ≈ HK$50.73M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,207
−HK$12,816/mo
▼ 0.25% · 3.875%
HK$243,569
−HK$6,454/mo
Today · 4.125%
HK$250,023
baseline
▲ 0.50% · 4.625%
HK$263,202
+HK$13,179/mo
Deposit HK$46.75M · loan HK$46.75M · min. income ≈ HK$500,046/mo (50% DSR)
Upfront cash ≈ HK$50.73M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,866
−HK$16,045/mo
▼ 0.25% · 3.875%
HK$263,825
−HK$8,086/mo
Today · 4.125%
HK$271,911
baseline
▲ 0.50% · 4.625%
HK$288,456
+HK$16,545/mo
Deposit HK$37.40M · loan HK$56.10M · min. income ≈ HK$543,822/mo (50% DSR)
Upfront cash ≈ HK$41.38M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,648
−HK$15,379/mo
▼ 0.25% · 3.875%
HK$292,283
−HK$7,744/mo
Today · 4.125%
HK$300,027
baseline
▲ 0.50% · 4.625%
HK$315,842
+HK$15,815/mo
Deposit HK$37.40M · loan HK$56.10M · min. income ≈ HK$600,054/mo (50% DSR)
Upfront cash ≈ HK$41.38M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,510
−HK$18,720/mo
▼ 0.25% · 3.875%
HK$307,796
−HK$9,434/mo
Today · 4.125%
HK$317,230
baseline
▲ 0.50% · 4.625%
HK$336,532
+HK$19,302/mo
Deposit HK$28.05M · loan HK$65.46M · min. income ≈ HK$634,460/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,090
−HK$17,942/mo
▼ 0.25% · 3.875%
HK$340,996
−HK$9,036/mo
Today · 4.125%
HK$350,032
baseline
▲ 0.50% · 4.625%
HK$368,482
+HK$18,450/mo
Deposit HK$28.05M · loan HK$65.46M · min. income ≈ HK$700,064/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,799
−HK$24,068/mo
▼ 0.25% · 3.875%
HK$395,737
−HK$12,130/mo
Today · 4.125%
HK$407,867
baseline
▲ 0.50% · 4.625%
HK$432,684
+HK$24,817/mo
Deposit HK$9.35M · loan HK$84.16M · min. income ≈ HK$815,734/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,973
−HK$23,068/mo
▼ 0.25% · 3.875%
HK$438,424
−HK$11,617/mo
Today · 4.125%
HK$450,041
baseline
▲ 0.50% · 4.625%
HK$473,763
+HK$23,722/mo
Deposit HK$9.35M · loan HK$84.16M · min. income ≈ HK$900,082/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$3,974,081 · Scale 2, in force from 26 Feb 2026)