LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,325
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$674/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,724
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,360
−HK$645/mo
Today · 4.125%
HK$25,005
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,010/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$808/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,849
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,468
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$774/mo
Today · 4.125%
HK$30,006
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,012/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,855
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$944/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,657
+HK$1,930/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,213
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$903/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$36,853
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,384
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,578
−HK$1,213/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$43,274
+HK$2,483/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,702
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,848
−HK$1,161/mo
Today · 4.125%
HK$45,009
baseline
▲ 0.50% · 4.625%
HK$47,382
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,018/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,189 · Scale 2, in force from 26 Feb 2026)