LTV · monthly repayment
▼ 0.50% · 3.625%
HK$213,311
−HK$13,377/mo
▼ 0.25% · 3.875%
HK$219,946
−HK$6,742/mo
Today · 4.125%
HK$226,688
baseline
▲ 0.50% · 4.625%
HK$240,481
+HK$13,793/mo
Deposit HK$46.77M · loan HK$46.77M · min. income ≈ HK$453,376/mo (50% DSR)
Upfront cash ≈ HK$50.75M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,306
−HK$12,821/mo
▼ 0.25% · 3.875%
HK$243,671
−HK$6,456/mo
Today · 4.125%
HK$250,127
baseline
▲ 0.50% · 4.625%
HK$263,312
+HK$13,185/mo
Deposit HK$46.77M · loan HK$46.77M · min. income ≈ HK$500,254/mo (50% DSR)
Upfront cash ≈ HK$50.75M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,973
−HK$16,052/mo
▼ 0.25% · 3.875%
HK$263,935
−HK$8,090/mo
Today · 4.125%
HK$272,025
baseline
▲ 0.50% · 4.625%
HK$288,577
+HK$16,552/mo
Deposit HK$37.42M · loan HK$56.13M · min. income ≈ HK$544,050/mo (50% DSR)
Upfront cash ≈ HK$41.39M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,768
−HK$15,385/mo
▼ 0.25% · 3.875%
HK$292,405
−HK$7,748/mo
Today · 4.125%
HK$300,153
baseline
▲ 0.50% · 4.625%
HK$315,974
+HK$15,821/mo
Deposit HK$37.42M · loan HK$56.13M · min. income ≈ HK$600,306/mo (50% DSR)
Upfront cash ≈ HK$41.39M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,635
−HK$18,728/mo
▼ 0.25% · 3.875%
HK$307,925
−HK$9,438/mo
Today · 4.125%
HK$317,363
baseline
▲ 0.50% · 4.625%
HK$336,673
+HK$19,310/mo
Deposit HK$28.06M · loan HK$65.48M · min. income ≈ HK$634,726/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,229
−HK$17,949/mo
▼ 0.25% · 3.875%
HK$341,139
−HK$9,039/mo
Today · 4.125%
HK$350,178
baseline
▲ 0.50% · 4.625%
HK$368,637
+HK$18,459/mo
Deposit HK$28.06M · loan HK$65.48M · min. income ≈ HK$700,356/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,960
−HK$24,078/mo
▼ 0.25% · 3.875%
HK$395,903
−HK$12,135/mo
Today · 4.125%
HK$408,038
baseline
▲ 0.50% · 4.625%
HK$432,866
+HK$24,828/mo
Deposit HK$9.35M · loan HK$84.19M · min. income ≈ HK$816,076/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,152
−HK$23,077/mo
▼ 0.25% · 3.875%
HK$438,608
−HK$11,621/mo
Today · 4.125%
HK$450,229
baseline
▲ 0.50% · 4.625%
HK$473,961
+HK$23,732/mo
Deposit HK$9.35M · loan HK$84.19M · min. income ≈ HK$900,458/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$3,975,746 · Scale 2, in force from 26 Feb 2026)