LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,333
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$674/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$645/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$809/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,242
−HK$775/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,795
−HK$943/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,670
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,116
−HK$904/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$36,866
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,593
−HK$1,214/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,482/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,718
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,162/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,399
+HK$2,373/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,533 · Scale 2, in force from 26 Feb 2026)