Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$93.58M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$298,740
−HK$18,734/mo
▼ 0.25% · 3.875%
HK$308,033
−HK$9,441/mo
Today · 4.125%
HK$317,474
baseline
▲ 0.50% · 4.625%
HK$336,791
+HK$19,317/mo
Deposit HK$28.07M · loan HK$65.51M · min. income ≈ HK$634,948/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$3,977,142 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com