LTV · monthly repayment
▼ 0.50% · 3.625%
HK$213,466
−HK$13,387/mo
▼ 0.25% · 3.875%
HK$220,106
−HK$6,747/mo
Today · 4.125%
HK$226,853
baseline
▲ 0.50% · 4.625%
HK$240,656
+HK$13,803/mo
Deposit HK$46.81M · loan HK$46.81M · min. income ≈ HK$453,706/mo (50% DSR)
Upfront cash ≈ HK$50.79M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,479
−HK$12,830/mo
▼ 0.25% · 3.875%
HK$243,848
−HK$6,461/mo
Today · 4.125%
HK$250,309
baseline
▲ 0.50% · 4.625%
HK$263,504
+HK$13,195/mo
Deposit HK$46.81M · loan HK$46.81M · min. income ≈ HK$500,618/mo (50% DSR)
Upfront cash ≈ HK$50.79M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,160
−HK$16,063/mo
▼ 0.25% · 3.875%
HK$264,128
−HK$8,095/mo
Today · 4.125%
HK$272,223
baseline
▲ 0.50% · 4.625%
HK$288,787
+HK$16,564/mo
Deposit HK$37.45M · loan HK$56.17M · min. income ≈ HK$544,446/mo (50% DSR)
Upfront cash ≈ HK$41.42M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,975
−HK$15,396/mo
▼ 0.25% · 3.875%
HK$292,618
−HK$7,753/mo
Today · 4.125%
HK$300,371
baseline
▲ 0.50% · 4.625%
HK$316,204
+HK$15,833/mo
Deposit HK$37.45M · loan HK$56.17M · min. income ≈ HK$600,742/mo (50% DSR)
Upfront cash ≈ HK$41.42M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,853
−HK$18,741/mo
▼ 0.25% · 3.875%
HK$308,149
−HK$9,445/mo
Today · 4.125%
HK$317,594
baseline
▲ 0.50% · 4.625%
HK$336,918
+HK$19,324/mo
Deposit HK$28.08M · loan HK$65.53M · min. income ≈ HK$635,188/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,471
−HK$17,962/mo
▼ 0.25% · 3.875%
HK$341,388
−HK$9,045/mo
Today · 4.125%
HK$350,433
baseline
▲ 0.50% · 4.625%
HK$368,905
+HK$18,472/mo
Deposit HK$28.08M · loan HK$65.53M · min. income ≈ HK$700,866/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,239
−HK$24,096/mo
▼ 0.25% · 3.875%
HK$396,191
−HK$12,144/mo
Today · 4.125%
HK$408,335
baseline
▲ 0.50% · 4.625%
HK$433,181
+HK$24,846/mo
Deposit HK$9.36M · loan HK$84.25M · min. income ≈ HK$816,670/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,463
−HK$23,094/mo
▼ 0.25% · 3.875%
HK$438,927
−HK$11,630/mo
Today · 4.125%
HK$450,557
baseline
▲ 0.50% · 4.625%
HK$474,306
+HK$23,749/mo
Deposit HK$9.36M · loan HK$84.25M · min. income ≈ HK$901,114/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$3,978,641 · Scale 2, in force from 26 Feb 2026)