LTV · monthly repayment
▼ 0.50% · 3.625%
HK$213,622
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$220,267
−HK$6,751/mo
Today · 4.125%
HK$227,018
baseline
▲ 0.50% · 4.625%
HK$240,832
+HK$13,814/mo
Deposit HK$46.84M · loan HK$46.84M · min. income ≈ HK$454,036/mo (50% DSR)
Upfront cash ≈ HK$50.82M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,653
−HK$12,839/mo
▼ 0.25% · 3.875%
HK$244,027
−HK$6,465/mo
Today · 4.125%
HK$250,492
baseline
▲ 0.50% · 4.625%
HK$263,696
+HK$13,204/mo
Deposit HK$46.84M · loan HK$46.84M · min. income ≈ HK$500,984/mo (50% DSR)
Upfront cash ≈ HK$50.82M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,347
−HK$16,075/mo
▼ 0.25% · 3.875%
HK$264,321
−HK$8,101/mo
Today · 4.125%
HK$272,422
baseline
▲ 0.50% · 4.625%
HK$288,998
+HK$16,576/mo
Deposit HK$37.47M · loan HK$56.21M · min. income ≈ HK$544,844/mo (50% DSR)
Upfront cash ≈ HK$41.45M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,183
−HK$15,408/mo
▼ 0.25% · 3.875%
HK$292,832
−HK$7,759/mo
Today · 4.125%
HK$300,591
baseline
▲ 0.50% · 4.625%
HK$316,436
+HK$15,845/mo
Deposit HK$37.47M · loan HK$56.21M · min. income ≈ HK$601,182/mo (50% DSR)
Upfront cash ≈ HK$41.45M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,071
−HK$18,755/mo
▼ 0.25% · 3.875%
HK$308,374
−HK$9,452/mo
Today · 4.125%
HK$317,826
baseline
▲ 0.50% · 4.625%
HK$337,165
+HK$19,339/mo
Deposit HK$28.11M · loan HK$65.58M · min. income ≈ HK$635,652/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,714
−HK$17,975/mo
▼ 0.25% · 3.875%
HK$341,637
−HK$9,052/mo
Today · 4.125%
HK$350,689
baseline
▲ 0.50% · 4.625%
HK$369,175
+HK$18,486/mo
Deposit HK$28.11M · loan HK$65.58M · min. income ≈ HK$701,378/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,520
−HK$24,113/mo
▼ 0.25% · 3.875%
HK$396,481
−HK$12,152/mo
Today · 4.125%
HK$408,633
baseline
▲ 0.50% · 4.625%
HK$433,498
+HK$24,865/mo
Deposit HK$9.37M · loan HK$84.32M · min. income ≈ HK$817,266/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,775
−HK$23,111/mo
▼ 0.25% · 3.875%
HK$439,248
−HK$11,638/mo
Today · 4.125%
HK$450,886
baseline
▲ 0.50% · 4.625%
HK$474,653
+HK$23,767/mo
Deposit HK$9.37M · loan HK$84.32M · min. income ≈ HK$901,772/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$3,981,550 · Scale 2, in force from 26 Feb 2026)