LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,367
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,031
−HK$676/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$24,088
+HK$1,381/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$646/mo
Today · 4.125%
HK$25,054
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,108/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$810/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,906
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,524
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,289
−HK$776/mo
Today · 4.125%
HK$30,065
baseline
▲ 0.50% · 4.625%
HK$31,650
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,130/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$945/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,723
+HK$1,934/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$905/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,460
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,656
−HK$1,216/mo
Today · 4.125%
HK$40,872
baseline
▲ 0.50% · 4.625%
HK$43,359
+HK$2,487/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,744/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,786
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,934
−HK$1,164/mo
Today · 4.125%
HK$45,098
baseline
▲ 0.50% · 4.625%
HK$47,475
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,196/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,028 · Scale 2, in force from 26 Feb 2026)