LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,368
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,032
−HK$675/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,409
−HK$646/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,376
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,439
−HK$810/mo
Today · 4.125%
HK$27,249
baseline
▲ 0.50% · 4.625%
HK$28,907
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,498/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$776/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,915
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,845
−HK$945/mo
Today · 4.125%
HK$31,790
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,580/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,280
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,172
−HK$906/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,156/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,658
−HK$1,215/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,360
+HK$2,487/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,788
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,936
−HK$1,164/mo
Today · 4.125%
HK$45,100
baseline
▲ 0.50% · 4.625%
HK$47,477
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,200/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,066 · Scale 2, in force from 26 Feb 2026)