LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,369
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,034
−HK$675/mo
Today · 4.125%
HK$22,709
baseline
▲ 0.50% · 4.625%
HK$24,091
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,418/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,773
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,410
−HK$647/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,378
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,643
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$811/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,527
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$776/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,653
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,916
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,847
−HK$945/mo
Today · 4.125%
HK$31,792
baseline
▲ 0.50% · 4.625%
HK$33,727
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,584/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,282
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,174
−HK$906/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$36,929
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,464
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,660
−HK$1,216/mo
Today · 4.125%
HK$40,876
baseline
▲ 0.50% · 4.625%
HK$43,363
+HK$2,487/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,752/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,791
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,938
−HK$1,165/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,480
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,124 · Scale 2, in force from 26 Feb 2026)