LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,372
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,036
−HK$676/mo
Today · 4.125%
HK$22,712
baseline
▲ 0.50% · 4.625%
HK$24,094
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,424/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,413
−HK$647/mo
Today · 4.125%
HK$25,060
baseline
▲ 0.50% · 4.625%
HK$26,381
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,120/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,444
−HK$810/mo
Today · 4.125%
HK$27,254
baseline
▲ 0.50% · 4.625%
HK$28,913
+HK$1,659/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,508/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$776/mo
Today · 4.125%
HK$30,072
baseline
▲ 0.50% · 4.625%
HK$31,658
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,144/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,920
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,851
−HK$946/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,934/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,286
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$905/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$36,934
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,469
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,215/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,369
+HK$2,488/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,796
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,165/mo
Today · 4.125%
HK$45,109
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,377/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,218/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,250 · Scale 2, in force from 26 Feb 2026)